HMKC Mortgage

At HMKC Mortgage, we're all about building relationships, not just transactions. We want to make sure your journey with us is filled with top-notch service and expertise that really sets us apart.

Empowering our clients with tailored mortgage solutions

Contact our team

Choose your service

Work with us

Let's Talk About Us

Heritage Mortgage KC is committed to helping clients reach their homeownership goals through clear guidance and personal service. Founded in 2018 by Deb Brasel, our team brings many years of experience in lending, real estate, and customer support. We focus on relationships, transparency, and a smooth lending process from the first conversation to the closing table.

We offer a full range of mortgage options. These include conventional, FHA, VA, USDA, Non-QM, purchase, refinance, down payment assistance programs, and loan programs for investment and commercial properties. Every loan is tailored to fit your needs, and our team works closely with you to make the experience simple and efficient.

Clients are treated like family. We are dedicated to honest communication and a process that keeps you informed and supported every step of the way.

A happy couple holding house keys, celebrating their new home.

Loan options built around you

Get fast answers and flexible solutions tailored to your goals—without the stress or confusion.

A smiling girl looking at her mobile phone.

Fast Pre-Approval

Get pre-approved quickly with just a few clicks—no waiting, no stress. Start your home search knowing exactly what you can afford.

Elegant suburban home featuring garage and landscaped yard

Flexible Loan Options

From first-time buyers to refinancing, we’ve got loan options that match your needs and goals—simple, smart, and flexible.

Happy couple browsing online with laptop while relaxing on sofa

Easy Online Process

Apply, upload docs, and track your loan online—anytime, anywhere. No office visits or paperwork headaches.

Professional customer service representative helping clients remotely

Helpful Support Team

Need help? Our real people are here for you—no bots, no scripts. Just honest support whenever you need it.

We Understand Home is More Than Your Biggest Asset

At HMKC Mortgage, you're not just a client; you're family. Let us guide you with the care and expertise you deserve, making your home buying process seamless and stress-free.

Ready to Take the Next Step?

Whether you’re a first-time buyer or seasoned investor, we’ll help you find the right mortgage for your needs.

A smiling family of three standing together outside their home.

HMKC Mortgage brings more than twenty years of mortgage expertise to families across Arkansas, Kansas, and Missouri, offering clear guidance and dependable support at every step of the home-buying journey. HMKC Mortgage focuses on delivering custom financing solutions and genuine relationships, so clients feel confident from application to closing.

Company NMLS #: 1720438

Mo Lisc #18-2385 NMLS 1720438 17000 E 40 Hwy Independence Mo 64055
Ks Lisc #MC.0025534 NMLS 1720438 17000 E 40 Hwy Independence Mo 64055
Fl. Lisc #MBR8400 NMLS 1720438, 17000 E 40 Hwy Independence Mo 64055

Branches:
(Ark. Lisc # 2756538 branch, NMLS ID 720438, Address:75 US 62/412 Ste D Ash Flat, Ark. 72513 )
(Az. Lisc # MB-2014250 branch, NMLS 2805472, Address: 21610 W Hillcrest Blvd Buckeye, Az 85396)